Our boutique approach to personal risk management introduces a holistic and consultative discussion that ultimately allows for customized solutions.
PERSONAL RISK ANALYSIS (PRA)
We begin our consultative process by identifying our clients’ risks and exposures. During our initial discussions we clarify their preferences and service expectations, ensuring an exemplary claims experience should a loss occur.
ANALYZE EXISTING INSURANCE POLICIES
We highlight potential gaps in current policies, discuss possible solutions and find, and identify opportunities for premium savings.
INDEPENDENT MARKETING PROCESS
We present each insurance profile to various insurance companies and present all available options to our clients.
PRESENT COMPREHENSIVE SOLUTIONS
We recommend new risk-management programs based upon:
Stability – Carrier’s financial stability and consistency of product and pricing.
Value of the Package Offering – The balance between breadth of coverage and annual premium.
Service Fulfillment – Our confidence in the carriers’ ability to deliver superior service, loss prevention guidance, policy and billing administration and claims response.